Ridesharing with Uber has transformed transportation. With a simple tap on your smartphone, you can request a ride within minutes, making transportation more convenient than ever. Despite its convenience, risks still exist. Collisions can occur, and when they do, passengers may suffer injuries.
In this article, the most common injuries in Uber-related accidents, the process of determining fault, along with legal options for pursuing a claim.
Frequent Injuries from Uber Rides
An Uber accident can cause many different types of injuries, especially if the driver is involved in an accident. Among the most common injuries are:
Neck Injuries: Whiplash often results from rear-end crashes, which can lead to significant discomfort. The symptoms may take time to surface.
Bone Injuries: High-impact accidents can lead to broken arms, legs, and ribs. Fractures may demand extended treatment and rehabilitation.
Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. These injuries may result in long-term cognitive issues and other serious health problems.
Spine Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.
Soft Tissue Injuries: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.
Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Who Is Liable in an Uber Accident?
Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. Liability could fall on the Uber driver, other motorists, or other third parties.
The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. Examples include speeding, DUI, or violating traffic rules.
Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.
Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. For accidents during rides, Uber provides liability coverage of up to $1 million.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In these cases, more than one party might share liability.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Offline: When the driver is offline, their personal insurance is responsible.
Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up uber accident claims uk to $50,000 per person for injuries and $25,000 for property damage.
Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Filing a Legal Claim After an Uber Accident
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.